I have poor credit and having trouble obtaining a personal loan, a payday loan is out of the question. Also, robbing a bank is out of the question. Other than www.prosper.com %26amp; www.lendingclub.com, which prefer people with excellent/good credit, are there any other person to person lending sites? I am employed and will be able to make monthly payments. Any advice would be greatly appreciated.Need advice,I have poor credit %26amp; having trouble getting a personal loan.?
first of all i am glad you are not going to one of those payday loan places
secondly, perhaps you can get a family member with good credit to get the loan then both of you draw up a legally binding paper and you pay them for the loanNeed advice,I have poor credit %26amp; having trouble getting a personal loan.?
Your credit is probably bad for a reason don't take out a loan figure out another way to get the money another job, get it from a friend, loan shark or what have you. I also noticed you didn't state the purpose of the loan leaving me to think its not a very good one.
check out clarkhoward.com and seek advice from the guru of personal finances. He once gave a website for peer to peer loans but i can't rrmember the address
If you can afford monthly payments, why dont you use that money to clear up some of your debt and increase your credit score?
Go to prosper.com. As long as your credit score is at least 520 you have a chance at getting a loan. I tried them and did not think that I would get funded until I told them my situation. They funded me and now I was able to pay off all my doctor bills. My credit is not great, but I was told about Prosper. Good Luck.
ok i can recomend somethings first of all file for bankrumpcy secondly look at your spendings and find out what you dont need now dint scrap everything thats unecessary as it can cause you depression if you have kids that are aware of your problem its best to tell them the truth but ease them to the fact and dont sugar coat it it will only lead to it coming back and biting ya in the ****. thats about all post more if you need more help
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